401(k) & 403(b) for Employers — Financial Crusaders

Retirement Plans

Your retirement plan
carries more responsibility
than you may realize.

Plan design, fiduciary oversight, and ongoing strategy support for employers sponsoring 401(k) and 403(b) programs.

Book Your 30-Minute Strategy Session Confidential & private — no obligation
"Fiduciary scrutiny is increasing. Employers who treat their retirement plan as a set-and-forget benefit are carrying more risk than they know."

The Financial Crusaders Approach

A Retirement Plan Is a Financial System — Not a Checkbox

Many employer retirement plans were set up years ago and left largely untouched. Over time, fees rise, participation stalls, investment menus become outdated, and the plan no longer reflects the needs of the workforce or the obligations of the employer.

We help employers design, benchmark, and manage 401(k) and 403(b) plans with the discipline, transparency, and fiduciary awareness they deserve.

Employer retirement plan strategy session

What We Support Employers With

From plan design to ongoing governance

Whether you're launching a new plan or evaluating one that's been in place for years, we bring structure, objectivity, and strategic clarity to every stage.

  • Plan design and implementation for new 401(k) and 403(b) programs
  • Benchmarking of existing plans for cost efficiency and competitiveness
  • Fiduciary oversight support and ERISA best-practice alignment
  • Investment menu evaluation and provider/recordkeeper reviews
  • Participation strategy and employee education programs
  • Process documentation to reduce fiduciary exposure

The Fiduciary Responsibility Most Employers Underestimate

ERISA compliance, cost control & plan governance

Employers carry fiduciary responsibility under ERISA — even when third-party providers manage day-to-day administration. The risk doesn't transfer with the paperwork.

01
Fee Benchmarking
Many plans carry fees that have compounded silently for years. We benchmark against industry standards and identify where costs can be reduced.
02
ERISA Alignment
We help plan sponsors understand their obligations and document processes that demonstrate fiduciary diligence.
03
Provider Evaluation
Objective assessment of your current advisor, recordkeeper, and investment menu — without loyalty to any particular vendor.
04
Participation Strategy
Low participation undermines plan value for everyone. We help design enrollment and education strategies that actually move the needle.

When did you last really review your retirement plan?

In 30 minutes, we'll assess your plan's performance, cost structure, and fiduciary standing — and show you what a better plan looks like.

Schedule a Retirement Plan Review Confidential & private — no obligation

How We Work

Education-first, vendor-agnostic, fiduciary-aware

We don't begin with products or providers. We begin with your workforce, your obligations, and your goals as an employer.

1
Evaluate Your Current Plan
We conduct a comprehensive review of your existing plan — fees, investment options, participation rates, and fiduciary documentation.
2
Benchmark & Identify Gaps
We compare your plan against industry standards and identify where cost, performance, or compliance gaps exist.
3
Design & Implement Improvements
From plan redesign to provider replacement, we manage the process and stay engaged through implementation and beyond.

Who This Is Designed For

For employers who want their retirement plan to serve their workforce — and protect their organization.

  • Employers with existing 401(k) or 403(b) plans seeking better oversight or alignment
  • Organizations dissatisfied with their current provider, advisor, or plan performance
  • HR leaders and executives concerned about rising costs or fiduciary exposure
  • Nonprofits, healthcare organizations, and educational institutions offering 403(b) plans
  • Growing businesses ready to launch or professionalize their retirement offering

Ready to build a retirement plan
your employees will actually value?

Let's evaluate what you have, close the gaps, and design a plan that serves your workforce and protects your organization.

Book Your Strategy Session Confidential & private — no obligation