Retirement and Benefits Solutions
Design retirement programs that support your people, protect your business, and align with long-term financial strategy.
A retirement plan is more than an employee benefit — it is a financial system that impacts retention, executive compensation, tax efficiency, and fiduciary risk. We help employers design, optimize, or replace retirement and benefits programs that are no longer delivering meaningful results.
401(k) and Employer Retirement Plans
Design, optimize, or replace underperforming plans
Many employer retirement plans were established years ago and left untouched. Over time, fees rise, participation stalls, and plan design no longer reflects the needs of the workforce or the goals of the business.
- Design and implementation of new 401(k) and employer-sponsored plans
- Evaluation of existing plans for cost efficiency and competitiveness
- Participation and contribution strategy improvements
- Plan alignment with workforce demographics and business objectives
- Guidance on replacing plans that no longer serve their purpose
Fiduciary Oversight and Plan Reviews
ERISA support, cost benchmarking, and compliance guidance
Employers carry fiduciary responsibility under ERISA — even when third-party providers manage the day-to-day administration. We help plan sponsors understand, document, and execute their fiduciary duties with confidence.
- Comprehensive retirement plan reviews and performance analysis
- Fee and expense benchmarking against industry standards
- ERISA fiduciary guidance and best-practice alignment
- Support evaluating advisors, recordkeepers, and investment menus
- Process documentation to reduce fiduciary exposure
Executive Retirement Strategies
Non-qualified plans and supplemental income solutions
Traditional retirement plans are often insufficient for executives and highly compensated employees. We help leadership teams implement supplemental strategies that extend beyond standard plan limits while integrating with the broader benefits program.
- Non-qualified deferred compensation strategies
- Supplemental retirement income planning
- Executive retention and incentive design
- Tax-aware strategies for highly compensated individuals
- Coordination with personal wealth and exit planning
Who This Is Designed For
- Business owners reviewing or replacing an existing retirement plan
- Companies dissatisfied with their current 401(k) provider or advisor
- Organizations concerned about rising plan costs or fiduciary exposure
- Firms seeking executive-level retirement and retention strategies
- Growing businesses ready to professionalize their benefits offering