What the 1% Teach Their Kids About Money (That Schools Don’t)
Generational Wealth Starts With Generational Wisdom
Dear Crusaders,
The wealthy don't just pass down money—they pass down mindsets.
While most schools focus on algebra and ancient history, the 1% are teaching their kids how to think like owners, investors, and strategists. They know financial freedom isn't just about how much you earn—it's about what you understand, how you plan, and the habits you build early.
So, what are they teaching that most of us never learn?
Lessons the Wealthy Teach at Home:
1. Money is a Tool, Not a Goal
The wealthy teach their kids that money is a resource to build options, not something to hoard or chase. It funds freedom, not lifestyle inflation.
2. Assets Buy Freedom. Liabilities Buy Stress.
Instead of rewarding kids for spending, they show them how investments (real estate, stocks, life insurance, businesses) buy time and choice.
3. Delayed Gratification = Greater Power
They teach patience. Why? Because compounding is magic—and it rewards those who wait.
4. Financial Literacy Is a Daily Practice
They involve kids in budgeting, business decisions, real estate conversations, and even family trust structures. Money talk isn’t taboo—it’s tradition.
5. Wealth Is Measured in Control, Not Just Dollars
True wealth means having control over your time, your income, and your future. That’s why the 1% teach strategies like income protection, tax-free growth, and estate planning before it’s “needed.”
Want to Raise Financially Free Kids?
Here’s how to start:
Open a custodial Roth IRA when your child starts earning income
Set up a Smart Life Strategy™ policy to teach them about income protection, compound growth, and tax-free cash access
Let them “co-own” a small investment—like a vending machine or eBay store
Watch financial documentaries or Shark Tank episodes together
Share your mistakes and your lessons—they’ll learn more from your transparency than your perfection
Bottom Line:
Schools aren’t built to teach wealth-building. But your home can be.
Whether you're already on your way or just getting started, remember this:
Generational wealth isn’t built in a bank account. It’s built in your living room.
To Building a Legacy That Lasts,
Nabila Feroze
CEO & Founder, Financial Crusaders
